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(that are not bar snacks!), sunblock, blankets and changes of clothing.
Actually, the safety part should come first, but I always think of the “fun” items
first. Even on a jetski, you can fit all these items in the hold. Whatever kind
of craft you have and whatever size, it is no fun to be cold and/or starving,
waiting for help. Be sure your phone is charged and at least one other
person has an idea of where you are going and when you plan to be back.
If you are old enough to remember Gilligan’s Island, their “ “three hour tour”
turned in several TV season’s worth of being marooned on an island. It was
entertaining for TV, but for real, not so funny. But then again there really are
not any islands in the Hudson where you would be “lost” for days. Anyway,
my point is that floating around waiting for help for your disabled boat can
usually be minimized with precautions and made safer and more comfortable
with proper preparation for this type of event.
YOUR BOAT INSURANCE -
Is it active? What coverage
limits to do you have for the hull and liability insurance? Do you
have replacement cost, agreed value or actual cash value (with
depreciation for age) coverage for both hull and machinery? What
is your cost for the policy? Do you have a “layup” period when you
can’t use the boat and it is to be out of the water? Do you have
a navigational territory where there are areas where coverage will
not respond to a claim if you are in those areas? Things to think
about and call your broker or insurance company if you have any
questions.
At Karas Insurance Agencies Inc, 321 South Riverside Ave,
Croton-on-Hudson, NY we are a third generation, family -owned
independent agency representing many companies. We have
only licensed brokers with many years of experience to help you .
You can reach us Monday - Friday 8:45 - 4:45 at 914-271-5188 or
email me at
cathykaras@karasinsurance.comwith any questions or
inquiries for no obligation quotes for any type insurance, personal
or commercial.
Disclaimer: This article is for informational purposes only. For
information on your own policy or any subject matter in this article
contact your insurance company, broker or state officials for
registration information.
Have a great time on the water!